What is a Critical Illness Insurance Cover?

Critical Illness Insurance Plans provides coverage against specific life threatening diseases. Treating such critical illnesses may require multiple visits to the hospital over a long period of time. What this means is that in addition to the hospitalisation cost, there will be other costs like doctor visits, medical expenses, etc. A Critical Illness plan pays a lump sum amount that can be used to cover these high expenses .The good thing is that this lump sum payout is in addition to any mediclaim or health insurance policy that you may already have.

 

 

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